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Short Term Borrowing


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Short Term Borrowing
Do you need a short term mortgage?  
We often get enquiries from clients who are looking to purchase a property without having sold their existing one.
These are often people who have always intended to downsize or move nearer to their families but their ideal property has become available before they had intended to move.
Bridging Finance
How short term lending works

Providers of short term mortgages would normally be making funds available for a maximum of 12 to 24 months, with the mortgage being secured on either (or both) the existing property and the new property to be purchased.
The loan then normally being discharged in full without penalties on the sale of your existing property.
Our Solution

We have a lender that may allow you to borrow the funds you require on an interest only basis over two years with no penalties for early redemption.


The interest rate and fee charged are nearer to normal Building Society mortgages and the two year term allows you to sell your existing property without time pressures.

Short Term Mortgage
Please ask for your free personalised key facts illustration.
Short Term Mortgage


Historically the only option available to this issue was bridging finance, with many people being put off by high initial set up costs and high interest rates and felt pressured by having to repay the scheme within 12 months.


We have an alternative solution.​
This scheme has qualifying criteria, so will not be suitable for every applicant.
“Extremely satisfied with the service that we received and would approach Berkley Vittoria with confidence should the need arise to seek further financial assistance in the future.”
C Hatton, Wales


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