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LIFETIME INTEREST ONLY MORTGAGE RATES

 

Rates are currently available from 4.25% fixed for life (4.50% APRC)

 

A lifetime interest only mortgage of £100,000 based on this interest rate would give you monthly payments of £354.16 if you chose to service the interest.  This example is based on a 71 year old owning a property valued at £400,000. 

Assuming he lived for 15 years and paid the interest (180 monthly payments) he would pay back a total of £63,748 in interest with the £100,000 capital to be repaid from the sale of the property.

The lender charges no fees and would give you a free valuation.  You would be charged our standard broker fee of £995 payable on completion.

The actual rate would depend on your individual circumstances.

 

Please ask for your free personalised key facts illustration.

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